This article was written in 2011, three years after the S.A.F.E. Act. The numbers have changed, but the advantages and structure of lease-option transactions remain just as relevant today. Financing for new manufactured homes typically runs around 8% annually, with 75% loan-to-cost, amortized over 10 years. Option payments (upfront) usually range from $8,000 to $10,000. […]
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